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CAREER OPPORTUNITIES
TEXAS ...
Jobs
Loan Officer |
| Date Posted: |
03/01/2010 |
| Location: |
El Paso, Texas |
| Job Details: |
Job Title: Loan Officer
Company: JNC Mortgage Company
Type of Business: Mortgage Loan Broker
I. WHAT ARE THE MAJOR OBJECTIVES OR OUTCOMES ACCOMPLISHED BY THE PERSON IN THIS POSITION
„X Loan Officer must solicit prospective homebuyer leads from the real estate community and general public
„X Loan Officer must conduct power point presentation with real estate community
„X Loan Officer must attend and participate in extra curricular activities (i.e., golf tournaments, realtor rally, home show, WCR, etc.)
„X Loan Officer must implement creative marketing ideas to create new business
„X Loan Officer must be able to process the data pertinent to loans i.e. Automatic Underwriting Systems (AUS) such as FNMA¡¨S Desktop Originator and Freddie Mac¡¦s Loan Prospector
„X Loan Officer must place loans and fund a lender/product that suits the customer¡¦s needs
„X Loan Officer must be abreast of constant changes in the mortgage industry
II. WHAT ARE THE MOST FREQUENT AND MOST ESSENTIAL WORK ACTIVITIES IN THIS POSITION?
„X Target and ¡§cold call¡¨ realtor¡¦s offices through the entire El Paso Area
„X Must prepare and conduct homebuyer seminars and give presentations both in English and Spanish. Public Speaking will be required
„X Loan Officer must be willing to work on weekends when necessary
„X Loan Officer must be willing to work on an ¡§on call¡¨ type basis which may include after hour loan applications
„X Loan Officer must seek and originate resale contracts on a monthly basis
„X Loan Officer must have excellent organization skills and must effectively delegate to loan originator team and closing coordinator and meet processing and closing deadlines
III. WHAT PEOPLE AND HOW MANY ARE MANAGED BY THE PERSON IN THIS POSITION
„X Loan Officer maintains continuous communication and follows direction from Branch Manager
„X Loan Officer maintains continuous contact with Real Estate Community. Loan Officer will maintain and manage the resale pipeline
„X Loan Officer effectively communicate and delegate to the loan originating team and closing coordinator
IV. WHAT ARE THR PRIMARY PEOPLE CONTACTS IN THIS POSITION? WITH WHOM AND PURPOSE AND FREQUENCY
„X President
„X Vice-President
„X Branch Manager
„X Sales Manager
„X Continuous verbal and face-to-face contact with realtor community
„X Continuous verbal and face-to-face contact with the loan originating team and closing coordinator
„X Continuous verbal communication with Investor¡¦s Account Executives
„X Continuous verbal communication and face-to-face contact with JNC Mortgage Company Inc. management
V. WHAT ARE PREREQUISITES FOR EMPLOYMENT? (EDUCATION, PRIOR EXPERIENCE, OTHER)
„X BBA (4 Year Degree) from an accredited college or university
„X Previous marketing experience in Real Estate Industry
„X Previous knowledge in all HUD, VA and Conventional Underwriting Guidelines¡Xmust be familiar with HUD Handbook 4155, VA Credit Standards and FNMA and FREDDIE MAC qualifying guidelines
„X Must be licensed in both State and National level
„X Excellent bilingual communication skills (fluent English and Spanish speaking and writing)
„X Must have knowledge of Real Estate Law i.e. interpret Real Estate contracts/Addendums, must have clear understanding of Governmental Regulatory compliance of Regulation Z, Truth In lending, Equal Credit Opportunity Act, Real Estate Settlement Procedures and Home Mortgage Disclosure Act
VI. WHAT ARE THE MOST CHALLENGING ASPECTS OF THIS POSITION ON A DAY-TO-DAY BASIS
„X Working a fifty to sixty hour plus work-week on a consistent basis including weekends
„X Keeping all parties involved informed at all times and coordinates the closing in an efficient and timely fashion. The normal timeline for a resale loan transaction utilizing today¡¦s technology is about 7 to 14 fays from loan application to closing
„X Keeping abreast of all technical aspects of the business i.e. numerous automatic underwriting guidelines changes and pricing issues. The Loan Officer candidate must stay abreast of all above mentioned changes in order to better serve the customer quickly, effectively and fairly
VII. WHAT ARE BEHAVIORAL TRAITS, ATTITUDES AND SKILLS ARE REQUIRED?
„X Inter-directive
„X Structured
„X Organized
„X Attention to detail
„X Must have an ¡§on call¡¨ type working attitude
„X Overachiever
„X Sharp, professional appearance and attire
„X Attentive listener and excellent communication skills
„X Enthusiastic and tenacious
„X Sound and confident decision maker
„X Ability to handle stressful situations professionally
„X Self-motivated
VIII. WHAT IS THE COMPENSATION?
„X BASE SALARY ¡V TO START $28,000 Yearly
„X Benefits-Major medical, health insurance, $15,000 life insurance, workman¡¦s compensation insurance, Annual vacation (1 week after 1 year of service, 2 weeks after 2 years of service)
„X Bonus-a graduated ¡V tiered scheduled based upon performance and monthly loan closings (Reasonable expectation is $34,000-$38,000)
„X Company Growth
1. Position will expand in direct proportion with growth of company
2. Advanced management position may become available as company grows
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Marketing Intern II |
| Date Posted: |
01/01/2009 |
| Location: |
El Paso, Texas |
| Job Details: |
Marketing Interns assist the Marketing Managers placing calls, cold calling, setting appointments, and following up with homebuyers. |
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Marketing Intern I |
| Date Posted: |
01/01/2009 |
| Location: |
El Paso, Texas |
| Job Details: |
Marketing Interns assist the Marketing Managers with homebuyers and are responsible for information centers, opening and closing model homes, product knowledge, setting appointments, registering clients, and following up with homebuyers. |
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| Date Posted: |
01/01/2009 |
| Location: |
El Paso, Texas |
| Job Details: |
To ethically market, sell and close new homes to prospective home buyers, and to act in the best interest of Saratoga Homes. |
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